Insurance

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We participate with most insurance companies. In today's health care, coverage for physical therapy varies greatly with the type of insurance you have. Many require pre-certification for physical therapy. Patients may also be responsible for co-payments depending on your coverage. Prior to your first visit we will call your insurance company to ascertain your particular insurance coverage and/or requirements. We will advise you of this information before you start physical therapy, and we will make every effort to comply with your insurance company's requirements to ensure proper coverage. The following is a list of current participating providers for Pro-Active Physical Therapy:

Auto & Medicare

  • All Auto Insurance
  • Medicare

HMO

  • Aetna
  • Blue Cross and Blue Shield / Health Options
  • Cigna HealthCare
  • Independent
  • United Health Care
  • Well Care

PPO

  • Aetna
  • Affordable
  • AIC-American Insurance
  • All Florida
  • AVMed
  • Baycare
  • Beech Street
  • Blue Cross and Blue Shield
  • Capp Care
  • Care One
  • CCN
  • Central States BCBS
  • Champus Select
  • Cigna
  • Flamedco
  • Foundation Health
  • Humana
  • Managed Care of America
  • Managed Care of Florida
  • MCR
  • One
  • PHCP Physicians Healthcare Plans
  • PHCS Private Healthcare Systems
  • PHN Preferred Health Network
  • Principal
  • Prudential POS
  • Tri-Care
  • Unisys
  • United Health Care
  • Universal

Workers' Compensation

  • Aetna
  • Affordable
  • Beech Street
  • Capp Care
  • HIP
  • Integrated Health
  • Med-View
  • MedRisk
  • Metracomp
  • Network Synergy
  • Opta Comp BCBS
  • Travelers
  • Universal Smart Comp